How Does It Work?

Placing an Afterpay Order

One API for all Regions

We use the same Afterpay Button API, which is a JavaScript integration, for all regions: Australia, Canada, United Kingdom, and the United States.

Checkout

When a customer chooses to checkout with Afterpay, Clearpay (UK) or Cash App Afterpay (US) by clicking the Afterpay Button, the Afterpay checkout popup experience opens. This provides the same great experience as our full Afterpay API integration or Cash App Afterpay integration for US merchants.

After the customer completes the Afterpay checkout, Afterpay returns a single-use Visa card (US, UK, Canada) or Mastercard (Australia) for you to use in your existing checkout.

Auth and Capture of Funds

Each order is associated with a unique virtual Visa credit card number (United States, United Kingdom, Canada) or a unique virtual Mastercard credit card number (Australia).

This allows you to handle authorization, capture, and refunds using the card itself. This eliminates the need to integrate with Afterpay, Clearpay (UK) or Cash App Afterpay additional endpoints.

Returns and Cancellations

You process any needed refunds through existing refund processes with your payment provider. That means refunding back to the same virtual Visa card (United States, United Kingdom, and Canada) or Mastercard (Australia) as the original payment.

This includes partial or full order cancellations by customers or by you. It also includes partial or full returns, goodwill adjustments, and other customer credits.

We manage all installment plan adjustments when refunds occur. Refund amounts are applied to any remaining installments, from last to first. Once no installments are left to pay off, the remaining refund amount is returned to the account holder.