> This page is for Afterpay Online Developer, version Main (default).
> For other versions, use one of these documentation indexes:
> - Main (default): https://developers.afterpay.com/afterpay-online-developer/main/llms.txt
> - v1: https://developers.afterpay.com/afterpay-online-developer/v-1/llms.txt
> - Chinese: https://developers.afterpay.com/afterpay-online-developer/chinese/llms.txt

> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://developers.afterpay.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://developers.afterpay.com/_mcp/server.

# Getting Started

## What is Afterpay?

Afterpay has transformed the way people pay by allowing shoppers to receive products immediately and pay in four instalments over a short period of time. The service is completely free for customers who pay on time - helping customers spend money responsibly, without incurring interest or revolving in extended debt.

Afterpay is offered by some of the [world’s best retailers](https://www.afterpay.com/en-US/categories) and has millions of active customers globally. Afterpay is currently available in [Australia](https://www.afterpay.com/en-au/business), [Canada](https://www.afterpay.com/en-CA), and [New Zealand](https://www.afterpay.com/en-NZ/business). In the [United States](https://developers.cash.app/docs/merchant/welcome/getting-started), Afterpay is called Cash App Afterpay. In the [United Kingdom](https://www.clearpay.co.uk/en-GB/for-retailers), it's called Clearpay.

> **Info**
>
> This documentation is for Afterpay merchants in Australia, New Zealand, and Canada.

## How does Afterpay work?

### For merchants:

* We pay you upfront and take on credit and fraud risk

* We help increase your Average Order Value and conversion by increasing accessibility

* Customers look to Afterpay to [discover new brands](https://www.afterpay.com/en-AU/categories), helping merchants gain new customers.

### For customers

* We split the total order amount into four installments, taken automatically every two weeks

* Free and simple to join - just download the app, then set up an account in minutes. Eligibility criteria apply

* Pay it in 4 instalments over 6 weeks, without incurring any interest when paid on time

## Partner with Afterpay

To learn more about Afterpay for your retail operations, see the following pages:

* [Australia](https://www.afterpay.com/en-au/business)
* [Canada](https://www.afterpay.com/en-CA/for-retailers)
* [New Zealand](https://www.afterpay.com/en-NZ/business)

## Supported web browsers

We officially support the most recent and second-most-recent versions of the following web browsers:

* Google Chrome

* Mozilla Firefox

* Microsoft Edge

* Apple Safari

* Opera

* Brave